LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,096
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,499
−HK$1,425/mo
Today · 4.125%
HK$47,924
baseline
▲ 0.50% · 4.625%
HK$50,840
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,848/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,169
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,515
−HK$1,365/mo
Today · 4.125%
HK$52,880
baseline
▲ 0.50% · 4.625%
HK$55,667
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,760/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,116
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$55,799
−HK$1,710/mo
Today · 4.125%
HK$57,509
baseline
▲ 0.50% · 4.625%
HK$61,008
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,018/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,203
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,818
−HK$1,638/mo
Today · 4.125%
HK$63,456
baseline
▲ 0.50% · 4.625%
HK$66,801
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,912/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,135
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,099
−HK$1,995/mo
Today · 4.125%
HK$67,094
baseline
▲ 0.50% · 4.625%
HK$71,177
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,188/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,237
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,121
−HK$1,911/mo
Today · 4.125%
HK$74,032
baseline
▲ 0.50% · 4.625%
HK$77,934
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,064/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,173
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,698
−HK$2,566/mo
Today · 4.125%
HK$86,264
baseline
▲ 0.50% · 4.625%
HK$91,513
+HK$5,249/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,528/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,305
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,727
−HK$2,457/mo
Today · 4.125%
HK$95,184
baseline
▲ 0.50% · 4.625%
HK$100,201
+HK$5,017/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,368/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,634 · Scale 2, in force from 26 Feb 2026)