LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,099
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,502
−HK$1,425/mo
Today · 4.125%
HK$47,927
baseline
▲ 0.50% · 4.625%
HK$50,844
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,854/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,172
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,518
−HK$1,365/mo
Today · 4.125%
HK$52,883
baseline
▲ 0.50% · 4.625%
HK$55,671
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,766/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,119
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,803
−HK$1,710/mo
Today · 4.125%
HK$57,513
baseline
▲ 0.50% · 4.625%
HK$61,012
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,026/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,207
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,822
−HK$1,638/mo
Today · 4.125%
HK$63,460
baseline
▲ 0.50% · 4.625%
HK$66,805
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,920/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,139
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,103
−HK$1,995/mo
Today · 4.125%
HK$67,098
baseline
▲ 0.50% · 4.625%
HK$71,181
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,196/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,241
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,125
−HK$1,911/mo
Today · 4.125%
HK$74,036
baseline
▲ 0.50% · 4.625%
HK$77,939
+HK$3,903/mo
Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$148,072/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,179
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,704
−HK$2,565/mo
Today · 4.125%
HK$86,269
baseline
▲ 0.50% · 4.625%
HK$91,519
+HK$5,250/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,538/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,310
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,733
−HK$2,457/mo
Today · 4.125%
HK$95,190
baseline
▲ 0.50% · 4.625%
HK$100,207
+HK$5,017/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,380/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,681 · Scale 2, in force from 26 Feb 2026)