LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,101
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,504
−HK$1,425/mo
Today · 4.125%
HK$47,929
baseline
▲ 0.50% · 4.625%
HK$50,846
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,858/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,175
−HK$2,710/mo
▼ 0.25% · 3.875%
HK$51,520
−HK$1,365/mo
Today · 4.125%
HK$52,885
baseline
▲ 0.50% · 4.625%
HK$55,673
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,770/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,121
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,805
−HK$1,710/mo
Today · 4.125%
HK$57,515
baseline
▲ 0.50% · 4.625%
HK$61,015
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,030/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,210
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$61,824
−HK$1,638/mo
Today · 4.125%
HK$63,462
baseline
▲ 0.50% · 4.625%
HK$66,808
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,924/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,142
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,106
−HK$1,995/mo
Today · 4.125%
HK$67,101
baseline
▲ 0.50% · 4.625%
HK$71,184
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,202/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,244
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,128
−HK$1,912/mo
Today · 4.125%
HK$74,040
baseline
▲ 0.50% · 4.625%
HK$77,942
+HK$3,902/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,080/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,182
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,707
−HK$2,566/mo
Today · 4.125%
HK$86,273
baseline
▲ 0.50% · 4.625%
HK$91,522
+HK$5,249/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,546/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,314
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,737
−HK$2,457/mo
Today · 4.125%
HK$95,194
baseline
▲ 0.50% · 4.625%
HK$100,212
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,388/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,713 · Scale 2, in force from 26 Feb 2026)