LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,102
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,504
−HK$1,426/mo
Today · 4.125%
HK$47,930
baseline
▲ 0.50% · 4.625%
HK$50,846
+HK$2,916/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,860/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,175
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,521
−HK$1,365/mo
Today · 4.125%
HK$52,886
baseline
▲ 0.50% · 4.625%
HK$55,673
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,772/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,122
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,805
−HK$1,711/mo
Today · 4.125%
HK$57,516
baseline
▲ 0.50% · 4.625%
HK$61,015
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,032/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,210
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,825
−HK$1,638/mo
Today · 4.125%
HK$63,463
baseline
▲ 0.50% · 4.625%
HK$66,808
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,926/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,142
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,106
−HK$1,996/mo
Today · 4.125%
HK$67,102
baseline
▲ 0.50% · 4.625%
HK$71,185
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,204/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,245
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,129
−HK$1,911/mo
Today · 4.125%
HK$74,040
baseline
▲ 0.50% · 4.625%
HK$77,943
+HK$3,903/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,080/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,183
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,708
−HK$2,566/mo
Today · 4.125%
HK$86,274
baseline
▲ 0.50% · 4.625%
HK$91,523
+HK$5,249/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,548/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,315
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,737
−HK$2,457/mo
Today · 4.125%
HK$95,194
baseline
▲ 0.50% · 4.625%
HK$100,212
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,388/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,718 · Scale 2, in force from 26 Feb 2026)