LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,102
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,505
−HK$1,425/mo
Today · 4.125%
HK$47,930
baseline
▲ 0.50% · 4.625%
HK$50,847
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,860/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,176
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,521
−HK$1,366/mo
Today · 4.125%
HK$52,887
baseline
▲ 0.50% · 4.625%
HK$55,674
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,774/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,123
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,806
−HK$1,711/mo
Today · 4.125%
HK$57,517
baseline
▲ 0.50% · 4.625%
HK$61,016
+HK$3,499/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,034/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,211
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,826
−HK$1,638/mo
Today · 4.125%
HK$63,464
baseline
▲ 0.50% · 4.625%
HK$66,809
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,928/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,143
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,107
−HK$1,996/mo
Today · 4.125%
HK$67,103
baseline
▲ 0.50% · 4.625%
HK$71,186
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,206/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,246
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,130
−HK$1,911/mo
Today · 4.125%
HK$74,041
baseline
▲ 0.50% · 4.625%
HK$77,944
+HK$3,903/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,082/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,184
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,709
−HK$2,566/mo
Today · 4.125%
HK$86,275
baseline
▲ 0.50% · 4.625%
HK$91,525
+HK$5,250/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,550/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,316
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,739
−HK$2,457/mo
Today · 4.125%
HK$95,196
baseline
▲ 0.50% · 4.625%
HK$100,214
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,392/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,729 · Scale 2, in force from 26 Feb 2026)