LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,104
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,507
−HK$1,425/mo
Today · 4.125%
HK$47,932
baseline
▲ 0.50% · 4.625%
HK$50,849
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,864/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,178
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,523
−HK$1,366/mo
Today · 4.125%
HK$52,889
baseline
▲ 0.50% · 4.625%
HK$55,676
+HK$2,787/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,778/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,125
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,808
−HK$1,711/mo
Today · 4.125%
HK$57,519
baseline
▲ 0.50% · 4.625%
HK$61,019
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,038/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,213
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,828
−HK$1,638/mo
Today · 4.125%
HK$63,466
baseline
▲ 0.50% · 4.625%
HK$66,812
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,932/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,145
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,110
−HK$1,995/mo
Today · 4.125%
HK$67,105
baseline
▲ 0.50% · 4.625%
HK$71,188
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,210/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,249
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,133
−HK$1,911/mo
Today · 4.125%
HK$74,044
baseline
▲ 0.50% · 4.625%
HK$77,947
+HK$3,903/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,088/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,187
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,712
−HK$2,566/mo
Today · 4.125%
HK$86,278
baseline
▲ 0.50% · 4.625%
HK$91,528
+HK$5,250/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,556/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,320
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,742
−HK$2,457/mo
Today · 4.125%
HK$95,199
baseline
▲ 0.50% · 4.625%
HK$100,218
+HK$5,019/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,398/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,757 · Scale 2, in force from 26 Feb 2026)