LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,105
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,508
−HK$1,426/mo
Today · 4.125%
HK$47,934
baseline
▲ 0.50% · 4.625%
HK$50,851
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,868/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,179
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,525
−HK$1,365/mo
Today · 4.125%
HK$52,890
baseline
▲ 0.50% · 4.625%
HK$55,678
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,780/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,126
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,810
−HK$1,711/mo
Today · 4.125%
HK$57,521
baseline
▲ 0.50% · 4.625%
HK$61,021
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,042/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,215
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,830
−HK$1,638/mo
Today · 4.125%
HK$63,468
baseline
▲ 0.50% · 4.625%
HK$66,814
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,936/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,148
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,995/mo
Today · 4.125%
HK$67,107
baseline
▲ 0.50% · 4.625%
HK$71,191
+HK$4,084/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,214/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,251
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,135
−HK$1,911/mo
Today · 4.125%
HK$74,046
baseline
▲ 0.50% · 4.625%
HK$77,950
+HK$3,904/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,092/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,190
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,715
−HK$2,566/mo
Today · 4.125%
HK$86,281
baseline
▲ 0.50% · 4.625%
HK$91,531
+HK$5,250/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,562/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,323
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,745
−HK$2,458/mo
Today · 4.125%
HK$95,203
baseline
▲ 0.50% · 4.625%
HK$100,221
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,406/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,782 · Scale 2, in force from 26 Feb 2026)