LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,106
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,509
−HK$1,425/mo
Today · 4.125%
HK$47,934
baseline
▲ 0.50% · 4.625%
HK$50,851
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,868/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,180
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,526
−HK$1,365/mo
Today · 4.125%
HK$52,891
baseline
▲ 0.50% · 4.625%
HK$55,679
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,782/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,127
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,811
−HK$1,710/mo
Today · 4.125%
HK$57,521
baseline
▲ 0.50% · 4.625%
HK$61,021
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,042/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,216
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,831
−HK$1,638/mo
Today · 4.125%
HK$63,469
baseline
▲ 0.50% · 4.625%
HK$66,815
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,938/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,148
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,113
−HK$1,995/mo
Today · 4.125%
HK$67,108
baseline
▲ 0.50% · 4.625%
HK$71,192
+HK$4,084/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,216/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,252
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,136
−HK$1,911/mo
Today · 4.125%
HK$74,047
baseline
▲ 0.50% · 4.625%
HK$77,951
+HK$3,904/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,094/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,191
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,716
−HK$2,566/mo
Today · 4.125%
HK$86,282
baseline
▲ 0.50% · 4.625%
HK$91,532
+HK$5,250/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,564/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,324
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,746
−HK$2,458/mo
Today · 4.125%
HK$95,204
baseline
▲ 0.50% · 4.625%
HK$100,222
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,408/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,791 · Scale 2, in force from 26 Feb 2026)