LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,108
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,511
−HK$1,426/mo
Today · 4.125%
HK$47,937
baseline
▲ 0.50% · 4.625%
HK$50,854
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,874/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,183
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,528
−HK$1,366/mo
Today · 4.125%
HK$52,894
baseline
▲ 0.50% · 4.625%
HK$55,682
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,788/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,130
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,814
−HK$1,710/mo
Today · 4.125%
HK$57,524
baseline
▲ 0.50% · 4.625%
HK$61,025
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,048/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,219
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,834
−HK$1,639/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$66,818
+HK$3,345/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,152
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,116
−HK$1,996/mo
Today · 4.125%
HK$67,112
baseline
▲ 0.50% · 4.625%
HK$71,195
+HK$4,083/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,224/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,256
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,140
−HK$1,911/mo
Today · 4.125%
HK$74,051
baseline
▲ 0.50% · 4.625%
HK$77,955
+HK$3,904/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,102/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,195
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,721
−HK$2,566/mo
Today · 4.125%
HK$86,287
baseline
▲ 0.50% · 4.625%
HK$91,537
+HK$5,250/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,574/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,329
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,751
−HK$2,458/mo
Today · 4.125%
HK$95,209
baseline
▲ 0.50% · 4.625%
HK$100,227
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,418/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,830 · Scale 2, in force from 26 Feb 2026)