LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,110
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,514
−HK$1,425/mo
Today · 4.125%
HK$47,939
baseline
▲ 0.50% · 4.625%
HK$50,856
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,878/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,185
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,531
−HK$1,365/mo
Today · 4.125%
HK$52,896
baseline
▲ 0.50% · 4.625%
HK$55,684
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,792/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,132
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,816
−HK$1,711/mo
Today · 4.125%
HK$57,527
baseline
▲ 0.50% · 4.625%
HK$61,027
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,054/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,222
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,837
−HK$1,638/mo
Today · 4.125%
HK$63,475
baseline
▲ 0.50% · 4.625%
HK$66,821
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,950/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,154
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,119
−HK$1,996/mo
Today · 4.125%
HK$67,115
baseline
▲ 0.50% · 4.625%
HK$71,199
+HK$4,084/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,230/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,259
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,143
−HK$1,912/mo
Today · 4.125%
HK$74,055
baseline
▲ 0.50% · 4.625%
HK$77,958
+HK$3,903/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,110/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,199
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,724
−HK$2,566/mo
Today · 4.125%
HK$86,290
baseline
▲ 0.50% · 4.625%
HK$91,541
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,580/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,333
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,755
−HK$2,458/mo
Today · 4.125%
HK$95,213
baseline
▲ 0.50% · 4.625%
HK$100,232
+HK$5,019/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,426/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,864 · Scale 2, in force from 26 Feb 2026)