LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,111
−HK$2,828/mo
▼ 0.25% · 3.875%
HK$46,514
−HK$1,425/mo
Today · 4.125%
HK$47,939
baseline
▲ 0.50% · 4.625%
HK$50,856
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,878/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,185
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,531
−HK$1,365/mo
Today · 4.125%
HK$52,896
baseline
▲ 0.50% · 4.625%
HK$55,685
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,792/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,133
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,817
−HK$1,710/mo
Today · 4.125%
HK$57,527
baseline
▲ 0.50% · 4.625%
HK$61,028
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,054/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,222
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,837
−HK$1,639/mo
Today · 4.125%
HK$63,476
baseline
▲ 0.50% · 4.625%
HK$66,822
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,952/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,155
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,119
−HK$1,996/mo
Today · 4.125%
HK$67,115
baseline
▲ 0.50% · 4.625%
HK$71,199
+HK$4,084/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$134,230/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,259
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,143
−HK$1,912/mo
Today · 4.125%
HK$74,055
baseline
▲ 0.50% · 4.625%
HK$77,959
+HK$3,904/mo
Deposit HK$5.93M · loan HK$13.85M · min. income ≈ HK$148,110/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,199
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,725
−HK$2,566/mo
Today · 4.125%
HK$86,291
baseline
▲ 0.50% · 4.625%
HK$91,542
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$172,582/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,333
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,756
−HK$2,458/mo
Today · 4.125%
HK$95,214
baseline
▲ 0.50% · 4.625%
HK$100,232
+HK$5,018/mo
Deposit HK$1.98M · loan HK$17.80M · min. income ≈ HK$190,428/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,868 · Scale 2, in force from 26 Feb 2026)