LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,112
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,515
−HK$1,426/mo
Today · 4.125%
HK$47,941
baseline
▲ 0.50% · 4.625%
HK$50,858
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,882/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,187
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,533
−HK$1,365/mo
Today · 4.125%
HK$52,898
baseline
▲ 0.50% · 4.625%
HK$55,686
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,796/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,134
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,818
−HK$1,711/mo
Today · 4.125%
HK$57,529
baseline
▲ 0.50% · 4.625%
HK$61,030
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,058/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,224
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,839
−HK$1,639/mo
Today · 4.125%
HK$63,478
baseline
▲ 0.50% · 4.625%
HK$66,824
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,956/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,157
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,121
−HK$1,996/mo
Today · 4.125%
HK$67,117
baseline
▲ 0.50% · 4.625%
HK$71,201
+HK$4,084/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,234/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,261
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,146
−HK$1,911/mo
Today · 4.125%
HK$74,057
baseline
▲ 0.50% · 4.625%
HK$77,961
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,114/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,202
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,728
−HK$2,566/mo
Today · 4.125%
HK$86,294
baseline
▲ 0.50% · 4.625%
HK$91,545
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,588/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,336
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,759
−HK$2,458/mo
Today · 4.125%
HK$95,217
baseline
▲ 0.50% · 4.625%
HK$100,236
+HK$5,019/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,434/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,892 · Scale 2, in force from 26 Feb 2026)