LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,112
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,516
−HK$1,425/mo
Today · 4.125%
HK$47,941
baseline
▲ 0.50% · 4.625%
HK$50,858
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,882/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,187
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,533
−HK$1,366/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$55,687
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,135
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,819
−HK$1,711/mo
Today · 4.125%
HK$57,530
baseline
▲ 0.50% · 4.625%
HK$61,030
+HK$3,500/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,060/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,225
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,840
−HK$1,638/mo
Today · 4.125%
HK$63,478
baseline
▲ 0.50% · 4.625%
HK$66,824
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,956/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,157
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,122
−HK$1,996/mo
Today · 4.125%
HK$67,118
baseline
▲ 0.50% · 4.625%
HK$71,202
+HK$4,084/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,236/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,262
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,146
−HK$1,912/mo
Today · 4.125%
HK$74,058
baseline
▲ 0.50% · 4.625%
HK$77,962
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,116/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,202
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,728
−HK$2,566/mo
Today · 4.125%
HK$86,294
baseline
▲ 0.50% · 4.625%
HK$91,545
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,588/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,337
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,760
−HK$2,457/mo
Today · 4.125%
HK$95,217
baseline
▲ 0.50% · 4.625%
HK$100,236
+HK$5,019/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,434/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,898 · Scale 2, in force from 26 Feb 2026)