LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,117
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,520
−HK$1,426/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,192
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,538
−HK$1,365/mo
Today · 4.125%
HK$52,903
baseline
▲ 0.50% · 4.625%
HK$55,692
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,806/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,140
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,824
−HK$1,711/mo
Today · 4.125%
HK$57,535
baseline
▲ 0.50% · 4.625%
HK$61,036
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,070/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,230
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,639/mo
Today · 4.125%
HK$63,484
baseline
▲ 0.50% · 4.625%
HK$66,831
+HK$3,347/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,968/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,163
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,128
−HK$1,996/mo
Today · 4.125%
HK$67,124
baseline
▲ 0.50% · 4.625%
HK$71,209
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,248/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,269
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,153
−HK$1,912/mo
Today · 4.125%
HK$74,065
baseline
▲ 0.50% · 4.625%
HK$77,969
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,130/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,210
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,736
−HK$2,567/mo
Today · 4.125%
HK$86,303
baseline
▲ 0.50% · 4.625%
HK$91,554
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,606/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,345
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,768
−HK$2,458/mo
Today · 4.125%
HK$95,226
baseline
▲ 0.50% · 4.625%
HK$100,246
+HK$5,020/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,452/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,967 · Scale 2, in force from 26 Feb 2026)