LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,117
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,521
−HK$1,425/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,864
+HK$2,918/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,192
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,539
−HK$1,365/mo
Today · 4.125%
HK$52,904
baseline
▲ 0.50% · 4.625%
HK$55,693
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,808/mo (50% DSR)
Upfront cash ≈ HK$10.63M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,825
−HK$1,711/mo
Today · 4.125%
HK$57,536
baseline
▲ 0.50% · 4.625%
HK$61,037
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,072/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,231
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,846
−HK$1,639/mo
Today · 4.125%
HK$63,485
baseline
▲ 0.50% · 4.625%
HK$66,831
+HK$3,346/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,970/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,164
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,129
−HK$1,996/mo
Today · 4.125%
HK$67,125
baseline
▲ 0.50% · 4.625%
HK$71,209
+HK$4,084/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,250/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,269
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,154
−HK$1,912/mo
Today · 4.125%
HK$74,066
baseline
▲ 0.50% · 4.625%
HK$77,970
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,132/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,211
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,737
−HK$2,567/mo
Today · 4.125%
HK$86,304
baseline
▲ 0.50% · 4.625%
HK$91,555
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,608/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,346
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,770
−HK$2,458/mo
Today · 4.125%
HK$95,228
baseline
▲ 0.50% · 4.625%
HK$100,247
+HK$5,019/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,456/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,977 · Scale 2, in force from 26 Feb 2026)