LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,117
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,521
−HK$1,426/mo
Today · 4.125%
HK$47,947
baseline
▲ 0.50% · 4.625%
HK$50,864
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,894/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,193
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,539
−HK$1,366/mo
Today · 4.125%
HK$52,905
baseline
▲ 0.50% · 4.625%
HK$55,693
+HK$2,788/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,810/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,141
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,825
−HK$1,711/mo
Today · 4.125%
HK$57,536
baseline
▲ 0.50% · 4.625%
HK$61,037
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,072/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,231
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,847
−HK$1,638/mo
Today · 4.125%
HK$63,485
baseline
▲ 0.50% · 4.625%
HK$66,832
+HK$3,347/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,970/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,164
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,129
−HK$1,996/mo
Today · 4.125%
HK$67,125
baseline
▲ 0.50% · 4.625%
HK$71,210
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,250/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,270
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,154
−HK$1,912/mo
Today · 4.125%
HK$74,066
baseline
▲ 0.50% · 4.625%
HK$77,970
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,132/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,211
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,738
−HK$2,566/mo
Today · 4.125%
HK$86,304
baseline
▲ 0.50% · 4.625%
HK$91,556
+HK$5,252/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,608/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,347
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,770
−HK$2,458/mo
Today · 4.125%
HK$95,228
baseline
▲ 0.50% · 4.625%
HK$100,248
+HK$5,020/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,456/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,981 · Scale 2, in force from 26 Feb 2026)