LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,118
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,521
−HK$1,426/mo
Today · 4.125%
HK$47,947
baseline
▲ 0.50% · 4.625%
HK$50,865
+HK$2,918/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,894/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,193
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,540
−HK$1,365/mo
Today · 4.125%
HK$52,905
baseline
▲ 0.50% · 4.625%
HK$55,694
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,810/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,142
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,826
−HK$1,711/mo
Today · 4.125%
HK$57,537
baseline
▲ 0.50% · 4.625%
HK$61,038
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,074/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,232
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,847
−HK$1,639/mo
Today · 4.125%
HK$63,486
baseline
▲ 0.50% · 4.625%
HK$66,833
+HK$3,347/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,972/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,165
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,130
−HK$1,996/mo
Today · 4.125%
HK$67,126
baseline
▲ 0.50% · 4.625%
HK$71,211
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,252/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,271
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$72,155
−HK$1,912/mo
Today · 4.125%
HK$74,067
baseline
▲ 0.50% · 4.625%
HK$77,971
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,134/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,213
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,739
−HK$2,566/mo
Today · 4.125%
HK$86,305
baseline
▲ 0.50% · 4.625%
HK$91,557
+HK$5,252/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,610/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,348
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,771
−HK$2,458/mo
Today · 4.125%
HK$95,229
baseline
▲ 0.50% · 4.625%
HK$100,249
+HK$5,020/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,458/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$741,990 · Scale 2, in force from 26 Feb 2026)