LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,119
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,523
−HK$1,426/mo
Today · 4.125%
HK$47,949
baseline
▲ 0.50% · 4.625%
HK$50,866
+HK$2,917/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,898/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,195
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,541
−HK$1,366/mo
Today · 4.125%
HK$52,907
baseline
▲ 0.50% · 4.625%
HK$55,696
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,814/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,143
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,828
−HK$1,711/mo
Today · 4.125%
HK$57,539
baseline
▲ 0.50% · 4.625%
HK$61,040
+HK$3,501/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$115,078/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,234
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,849
−HK$1,639/mo
Today · 4.125%
HK$63,488
baseline
▲ 0.50% · 4.625%
HK$66,835
+HK$3,347/mo
Deposit HK$7.91M · loan HK$11.87M · min. income ≈ HK$126,976/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,167
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,132
−HK$1,996/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$71,213
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,273
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,158
−HK$1,912/mo
Today · 4.125%
HK$74,070
baseline
▲ 0.50% · 4.625%
HK$77,974
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,140/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,215
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,741
−HK$2,567/mo
Today · 4.125%
HK$86,308
baseline
▲ 0.50% · 4.625%
HK$91,560
+HK$5,252/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,616/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,351
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,774
−HK$2,458/mo
Today · 4.125%
HK$95,232
baseline
▲ 0.50% · 4.625%
HK$100,252
+HK$5,020/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,464/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,014 · Scale 2, in force from 26 Feb 2026)