LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,121
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$46,524
−HK$1,426/mo
Today · 4.125%
HK$47,950
baseline
▲ 0.50% · 4.625%
HK$50,868
+HK$2,918/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,900/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,197
−HK$2,711/mo
▼ 0.25% · 3.875%
HK$51,543
−HK$1,365/mo
Today · 4.125%
HK$52,908
baseline
▲ 0.50% · 4.625%
HK$55,697
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,816/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,145
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,829
−HK$1,711/mo
Today · 4.125%
HK$57,540
baseline
▲ 0.50% · 4.625%
HK$61,042
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$115,080/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,236
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,851
−HK$1,639/mo
Today · 4.125%
HK$63,490
baseline
▲ 0.50% · 4.625%
HK$66,837
+HK$3,347/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$126,980/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,169
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,134
−HK$1,996/mo
Today · 4.125%
HK$67,130
baseline
▲ 0.50% · 4.625%
HK$71,215
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,260/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,275
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,160
−HK$1,912/mo
Today · 4.125%
HK$74,072
baseline
▲ 0.50% · 4.625%
HK$77,976
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,144/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,218
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,744
−HK$2,567/mo
Today · 4.125%
HK$86,311
baseline
▲ 0.50% · 4.625%
HK$91,562
+HK$5,251/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,622/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,354
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,777
−HK$2,458/mo
Today · 4.125%
HK$95,235
baseline
▲ 0.50% · 4.625%
HK$100,255
+HK$5,020/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,470/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,037 · Scale 2, in force from 26 Feb 2026)