LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,123
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,527
−HK$1,426/mo
Today · 4.125%
HK$47,953
baseline
▲ 0.50% · 4.625%
HK$50,871
+HK$2,918/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,906/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,199
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,546
−HK$1,365/mo
Today · 4.125%
HK$52,911
baseline
▲ 0.50% · 4.625%
HK$55,700
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,822/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,148
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,832
−HK$1,712/mo
Today · 4.125%
HK$57,544
baseline
▲ 0.50% · 4.625%
HK$61,045
+HK$3,501/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$115,088/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,239
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,855
−HK$1,639/mo
Today · 4.125%
HK$63,494
baseline
▲ 0.50% · 4.625%
HK$66,840
+HK$3,346/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$126,988/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,173
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$65,138
−HK$1,996/mo
Today · 4.125%
HK$67,134
baseline
▲ 0.50% · 4.625%
HK$71,219
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,268/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,279
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,164
−HK$1,912/mo
Today · 4.125%
HK$74,076
baseline
▲ 0.50% · 4.625%
HK$77,981
+HK$3,905/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,152/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,222
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,748
−HK$2,567/mo
Today · 4.125%
HK$86,315
baseline
▲ 0.50% · 4.625%
HK$91,567
+HK$5,252/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,630/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,359
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,782
−HK$2,458/mo
Today · 4.125%
HK$95,240
baseline
▲ 0.50% · 4.625%
HK$100,261
+HK$5,021/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,480/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,077 · Scale 2, in force from 26 Feb 2026)