LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,124
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,528
−HK$1,426/mo
Today · 4.125%
HK$47,954
baseline
▲ 0.50% · 4.625%
HK$50,872
+HK$2,918/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$95,908/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,200
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,547
−HK$1,366/mo
Today · 4.125%
HK$52,913
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$2,789/mo
Deposit HK$9.89M · loan HK$9.89M · min. income ≈ HK$105,826/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,149
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,834
−HK$1,711/mo
Today · 4.125%
HK$57,545
baseline
▲ 0.50% · 4.625%
HK$61,046
+HK$3,501/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$115,090/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,240
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,856
−HK$1,639/mo
Today · 4.125%
HK$63,495
baseline
▲ 0.50% · 4.625%
HK$66,842
+HK$3,347/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$126,990/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,174
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,139
−HK$1,997/mo
Today · 4.125%
HK$67,136
baseline
▲ 0.50% · 4.625%
HK$71,221
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,272/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,281
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,165
−HK$1,913/mo
Today · 4.125%
HK$74,078
baseline
▲ 0.50% · 4.625%
HK$77,982
+HK$3,904/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,156/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,224
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,750
−HK$2,567/mo
Today · 4.125%
HK$86,317
baseline
▲ 0.50% · 4.625%
HK$91,570
+HK$5,253/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,634/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,361
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,784
−HK$2,459/mo
Today · 4.125%
HK$95,243
baseline
▲ 0.50% · 4.625%
HK$100,263
+HK$5,020/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,486/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,094 · Scale 2, in force from 26 Feb 2026)