LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,128
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,426/mo
Today · 4.125%
HK$47,958
baseline
▲ 0.50% · 4.625%
HK$50,876
+HK$2,918/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,916/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,204
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,551
−HK$1,366/mo
Today · 4.125%
HK$52,917
baseline
▲ 0.50% · 4.625%
HK$55,706
+HK$2,789/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,834/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,153
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,838
−HK$1,711/mo
Today · 4.125%
HK$57,549
baseline
▲ 0.50% · 4.625%
HK$61,051
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$115,098/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,245
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,861
−HK$1,639/mo
Today · 4.125%
HK$63,500
baseline
▲ 0.50% · 4.625%
HK$66,847
+HK$3,347/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$127,000/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,179
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,144
−HK$1,997/mo
Today · 4.125%
HK$67,141
baseline
▲ 0.50% · 4.625%
HK$71,226
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,282/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,286
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,171
−HK$1,912/mo
Today · 4.125%
HK$74,083
baseline
▲ 0.50% · 4.625%
HK$77,988
+HK$3,905/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,166/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,230
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,757
−HK$2,567/mo
Today · 4.125%
HK$86,324
baseline
▲ 0.50% · 4.625%
HK$91,576
+HK$5,252/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,648/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,368
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,791
−HK$2,459/mo
Today · 4.125%
HK$95,250
baseline
▲ 0.50% · 4.625%
HK$100,271
+HK$5,021/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,500/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,150 · Scale 2, in force from 26 Feb 2026)