LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,128
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,532
−HK$1,426/mo
Today · 4.125%
HK$47,958
baseline
▲ 0.50% · 4.625%
HK$50,876
+HK$2,918/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,916/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,205
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$51,551
−HK$1,366/mo
Today · 4.125%
HK$52,917
baseline
▲ 0.50% · 4.625%
HK$55,707
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,834/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,154
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,838
−HK$1,712/mo
Today · 4.125%
HK$57,550
baseline
▲ 0.50% · 4.625%
HK$61,052
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$115,100/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,246
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,861
−HK$1,640/mo
Today · 4.125%
HK$63,501
baseline
▲ 0.50% · 4.625%
HK$66,848
+HK$3,347/mo
Deposit HK$7.92M · loan HK$11.87M · min. income ≈ HK$127,002/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,180
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,145
−HK$1,997/mo
Today · 4.125%
HK$67,142
baseline
▲ 0.50% · 4.625%
HK$71,227
+HK$4,085/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$134,284/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,287
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,172
−HK$1,912/mo
Today · 4.125%
HK$74,084
baseline
▲ 0.50% · 4.625%
HK$77,989
+HK$3,905/mo
Deposit HK$5.94M · loan HK$13.85M · min. income ≈ HK$148,168/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,231
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,758
−HK$2,567/mo
Today · 4.125%
HK$86,325
baseline
▲ 0.50% · 4.625%
HK$91,577
+HK$5,252/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,650/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,369
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,792
−HK$2,459/mo
Today · 4.125%
HK$95,251
baseline
▲ 0.50% · 4.625%
HK$100,272
+HK$5,021/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,502/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,159 · Scale 2, in force from 26 Feb 2026)