LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,133
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,537
−HK$1,426/mo
Today · 4.125%
HK$47,963
baseline
▲ 0.50% · 4.625%
HK$50,882
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,926/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,210
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,557
−HK$1,366/mo
Today · 4.125%
HK$52,923
baseline
▲ 0.50% · 4.625%
HK$55,712
+HK$2,789/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,846/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,160
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,844
−HK$1,712/mo
Today · 4.125%
HK$57,556
baseline
▲ 0.50% · 4.625%
HK$61,058
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,112/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,252
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,868
−HK$1,639/mo
Today · 4.125%
HK$63,507
baseline
▲ 0.50% · 4.625%
HK$66,855
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,014/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,186
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,152
−HK$1,997/mo
Today · 4.125%
HK$67,149
baseline
▲ 0.50% · 4.625%
HK$71,235
+HK$4,086/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,298/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,294
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,179
−HK$1,913/mo
Today · 4.125%
HK$74,092
baseline
▲ 0.50% · 4.625%
HK$77,997
+HK$3,905/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,184/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,240
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,767
−HK$2,567/mo
Today · 4.125%
HK$86,334
baseline
▲ 0.50% · 4.625%
HK$91,587
+HK$5,253/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,668/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,378
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,802
−HK$2,459/mo
Today · 4.125%
HK$95,261
baseline
▲ 0.50% · 4.625%
HK$100,282
+HK$5,021/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,522/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,238 · Scale 2, in force from 26 Feb 2026)