LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,134
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,538
−HK$1,426/mo
Today · 4.125%
HK$47,964
baseline
▲ 0.50% · 4.625%
HK$50,883
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,928/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,211
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,558
−HK$1,366/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$55,713
+HK$2,789/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,161
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,845
−HK$1,712/mo
Today · 4.125%
HK$57,557
baseline
▲ 0.50% · 4.625%
HK$61,059
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,114/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,253
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,869
−HK$1,640/mo
Today · 4.125%
HK$63,509
baseline
▲ 0.50% · 4.625%
HK$66,856
+HK$3,347/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,018/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,187
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,153
−HK$1,997/mo
Today · 4.125%
HK$67,150
baseline
▲ 0.50% · 4.625%
HK$71,236
+HK$4,086/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,300/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,295
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,181
−HK$1,912/mo
Today · 4.125%
HK$74,093
baseline
▲ 0.50% · 4.625%
HK$77,999
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,186/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,241
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,768
−HK$2,568/mo
Today · 4.125%
HK$86,336
baseline
▲ 0.50% · 4.625%
HK$91,589
+HK$5,253/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,672/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,380
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,804
−HK$2,459/mo
Today · 4.125%
HK$95,263
baseline
▲ 0.50% · 4.625%
HK$100,284
+HK$5,021/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,526/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,251 · Scale 2, in force from 26 Feb 2026)