LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,135
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,539
−HK$1,426/mo
Today · 4.125%
HK$47,965
baseline
▲ 0.50% · 4.625%
HK$50,884
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,930/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,212
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,559
−HK$1,366/mo
Today · 4.125%
HK$52,925
baseline
▲ 0.50% · 4.625%
HK$55,715
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,850/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,162
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,847
−HK$1,712/mo
Today · 4.125%
HK$57,559
baseline
▲ 0.50% · 4.625%
HK$61,061
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,118/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,255
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,871
−HK$1,639/mo
Today · 4.125%
HK$63,510
baseline
▲ 0.50% · 4.625%
HK$66,858
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,020/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,189
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,155
−HK$1,997/mo
Today · 4.125%
HK$67,152
baseline
▲ 0.50% · 4.625%
HK$71,238
+HK$4,086/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,304/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,297
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,183
−HK$1,912/mo
Today · 4.125%
HK$74,095
baseline
▲ 0.50% · 4.625%
HK$78,001
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,190/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,243
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,770
−HK$2,568/mo
Today · 4.125%
HK$86,338
baseline
▲ 0.50% · 4.625%
HK$91,591
+HK$5,253/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,676/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,382
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,806
−HK$2,459/mo
Today · 4.125%
HK$95,265
baseline
▲ 0.50% · 4.625%
HK$100,287
+HK$5,022/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,530/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,271 · Scale 2, in force from 26 Feb 2026)