LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,136
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,540
−HK$1,427/mo
Today · 4.125%
HK$47,967
baseline
▲ 0.50% · 4.625%
HK$50,885
+HK$2,918/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,934/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,213
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,560
−HK$1,366/mo
Today · 4.125%
HK$52,926
baseline
▲ 0.50% · 4.625%
HK$55,716
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,852/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,163
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,848
−HK$1,712/mo
Today · 4.125%
HK$57,560
baseline
▲ 0.50% · 4.625%
HK$61,062
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,120/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,256
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,872
−HK$1,640/mo
Today · 4.125%
HK$63,512
baseline
▲ 0.50% · 4.625%
HK$66,859
+HK$3,347/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,024/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,191
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,156
−HK$1,997/mo
Today · 4.125%
HK$67,153
baseline
▲ 0.50% · 4.625%
HK$71,239
+HK$4,086/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,306/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,299
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,184
−HK$1,913/mo
Today · 4.125%
HK$74,097
baseline
▲ 0.50% · 4.625%
HK$78,003
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,194/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,245
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,772
−HK$2,568/mo
Today · 4.125%
HK$86,340
baseline
▲ 0.50% · 4.625%
HK$91,593
+HK$5,253/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$172,680/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,384
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,808
−HK$2,459/mo
Today · 4.125%
HK$95,267
baseline
▲ 0.50% · 4.625%
HK$100,289
+HK$5,022/mo
Deposit HK$1.98M · loan HK$17.81M · min. income ≈ HK$190,534/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,287 · Scale 2, in force from 26 Feb 2026)