LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,138
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$46,542
−HK$1,426/mo
Today · 4.125%
HK$47,968
baseline
▲ 0.50% · 4.625%
HK$50,887
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,936/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,215
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,562
−HK$1,366/mo
Today · 4.125%
HK$52,928
baseline
▲ 0.50% · 4.625%
HK$55,718
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,856/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,165
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,850
−HK$1,712/mo
Today · 4.125%
HK$57,562
baseline
▲ 0.50% · 4.625%
HK$61,065
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,124/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,259
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,875
−HK$1,639/mo
Today · 4.125%
HK$63,514
baseline
▲ 0.50% · 4.625%
HK$66,862
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,028/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,193
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,159
−HK$1,997/mo
Today · 4.125%
HK$67,156
baseline
▲ 0.50% · 4.625%
HK$71,242
+HK$4,086/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,312/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,302
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,187
−HK$1,913/mo
Today · 4.125%
HK$74,100
baseline
▲ 0.50% · 4.625%
HK$78,006
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,200/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,248
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,775
−HK$2,568/mo
Today · 4.125%
HK$86,343
baseline
▲ 0.50% · 4.625%
HK$91,597
+HK$5,254/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,686/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,388
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,812
−HK$2,459/mo
Today · 4.125%
HK$95,271
baseline
▲ 0.50% · 4.625%
HK$100,293
+HK$5,022/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,542/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,316 · Scale 2, in force from 26 Feb 2026)