LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,141
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,545
−HK$1,427/mo
Today · 4.125%
HK$47,972
baseline
▲ 0.50% · 4.625%
HK$50,891
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,944/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,219
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,566
−HK$1,366/mo
Today · 4.125%
HK$52,932
baseline
▲ 0.50% · 4.625%
HK$55,722
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,864/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,169
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,854
−HK$1,712/mo
Today · 4.125%
HK$57,566
baseline
▲ 0.50% · 4.625%
HK$61,069
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,132/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,263
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,879
−HK$1,640/mo
Today · 4.125%
HK$63,519
baseline
▲ 0.50% · 4.625%
HK$66,867
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,038/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,198
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,163
−HK$1,998/mo
Today · 4.125%
HK$67,161
baseline
▲ 0.50% · 4.625%
HK$71,247
+HK$4,086/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,322/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,307
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,192
−HK$1,913/mo
Today · 4.125%
HK$74,105
baseline
▲ 0.50% · 4.625%
HK$78,011
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,210/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,254
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,782
−HK$2,568/mo
Today · 4.125%
HK$86,350
baseline
▲ 0.50% · 4.625%
HK$91,604
+HK$5,254/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,700/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,394
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,819
−HK$2,459/mo
Today · 4.125%
HK$95,278
baseline
▲ 0.50% · 4.625%
HK$100,300
+HK$5,022/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,556/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,371 · Scale 2, in force from 26 Feb 2026)