LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,142
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,546
−HK$1,427/mo
Today · 4.125%
HK$47,973
baseline
▲ 0.50% · 4.625%
HK$50,892
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,946/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,220
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,567
−HK$1,366/mo
Today · 4.125%
HK$52,933
baseline
▲ 0.50% · 4.625%
HK$55,724
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,866/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,171
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,856
−HK$1,712/mo
Today · 4.125%
HK$57,568
baseline
▲ 0.50% · 4.625%
HK$61,070
+HK$3,502/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,136/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,880
−HK$1,640/mo
Today · 4.125%
HK$63,520
baseline
▲ 0.50% · 4.625%
HK$66,868
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,040/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,199
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,165
−HK$1,997/mo
Today · 4.125%
HK$67,162
baseline
▲ 0.50% · 4.625%
HK$71,249
+HK$4,087/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,324/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,308
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,194
−HK$1,913/mo
Today · 4.125%
HK$74,107
baseline
▲ 0.50% · 4.625%
HK$78,013
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,214/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,256
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,783
−HK$2,568/mo
Today · 4.125%
HK$86,351
baseline
▲ 0.50% · 4.625%
HK$91,606
+HK$5,255/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,702/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,396
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,821
−HK$2,459/mo
Today · 4.125%
HK$95,280
baseline
▲ 0.50% · 4.625%
HK$100,302
+HK$5,022/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,560/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,386 · Scale 2, in force from 26 Feb 2026)