LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,143
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,547
−HK$1,427/mo
Today · 4.125%
HK$47,974
baseline
▲ 0.50% · 4.625%
HK$50,893
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,948/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,221
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,568
−HK$1,366/mo
Today · 4.125%
HK$52,934
baseline
▲ 0.50% · 4.625%
HK$55,724
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,868/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,171
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,856
−HK$1,712/mo
Today · 4.125%
HK$57,568
baseline
▲ 0.50% · 4.625%
HK$61,071
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,136/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,265
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,881
−HK$1,640/mo
Today · 4.125%
HK$63,521
baseline
▲ 0.50% · 4.625%
HK$66,869
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,042/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,200
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,166
−HK$1,997/mo
Today · 4.125%
HK$67,163
baseline
▲ 0.50% · 4.625%
HK$71,250
+HK$4,087/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,326/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,309
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,195
−HK$1,913/mo
Today · 4.125%
HK$74,108
baseline
▲ 0.50% · 4.625%
HK$78,014
+HK$3,906/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,216/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,257
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,784
−HK$2,568/mo
Today · 4.125%
HK$86,352
baseline
▲ 0.50% · 4.625%
HK$91,607
+HK$5,255/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,704/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,398
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,822
−HK$2,459/mo
Today · 4.125%
HK$95,281
baseline
▲ 0.50% · 4.625%
HK$100,304
+HK$5,023/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,562/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,396 · Scale 2, in force from 26 Feb 2026)