LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,146
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,550
−HK$1,427/mo
Today · 4.125%
HK$47,977
baseline
▲ 0.50% · 4.625%
HK$50,896
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,954/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,224
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,571
−HK$1,367/mo
Today · 4.125%
HK$52,938
baseline
▲ 0.50% · 4.625%
HK$55,728
+HK$2,790/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,876/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,175
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,860
−HK$1,712/mo
Today · 4.125%
HK$57,572
baseline
▲ 0.50% · 4.625%
HK$61,076
+HK$3,504/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,144/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,269
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,886
−HK$1,640/mo
Today · 4.125%
HK$63,526
baseline
▲ 0.50% · 4.625%
HK$66,874
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,052/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,204
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,170
−HK$1,998/mo
Today · 4.125%
HK$67,168
baseline
▲ 0.50% · 4.625%
HK$71,255
+HK$4,087/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,336/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,314
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,200
−HK$1,913/mo
Today · 4.125%
HK$74,113
baseline
▲ 0.50% · 4.625%
HK$78,020
+HK$3,907/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,226/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,263
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,791
−HK$2,568/mo
Today · 4.125%
HK$86,359
baseline
▲ 0.50% · 4.625%
HK$91,613
+HK$5,254/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,718/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,404
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,829
−HK$2,459/mo
Today · 4.125%
HK$95,288
baseline
▲ 0.50% · 4.625%
HK$100,311
+HK$5,023/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,576/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,450 · Scale 2, in force from 26 Feb 2026)