LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,146
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,550
−HK$1,427/mo
Today · 4.125%
HK$47,977
baseline
▲ 0.50% · 4.625%
HK$50,897
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,954/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,225
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,572
−HK$1,366/mo
Today · 4.125%
HK$52,938
baseline
▲ 0.50% · 4.625%
HK$55,729
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,876/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,175
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,861
−HK$1,712/mo
Today · 4.125%
HK$57,573
baseline
▲ 0.50% · 4.625%
HK$61,076
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,146/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,270
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,886
−HK$1,640/mo
Today · 4.125%
HK$63,526
baseline
▲ 0.50% · 4.625%
HK$66,874
+HK$3,348/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,052/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,205
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,171
−HK$1,997/mo
Today · 4.125%
HK$67,168
baseline
▲ 0.50% · 4.625%
HK$71,255
+HK$4,087/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,336/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,315
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$72,200
−HK$1,913/mo
Today · 4.125%
HK$74,113
baseline
▲ 0.50% · 4.625%
HK$78,020
+HK$3,907/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,226/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,263
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,791
−HK$2,568/mo
Today · 4.125%
HK$86,359
baseline
▲ 0.50% · 4.625%
HK$91,614
+HK$5,255/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,718/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,404
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,829
−HK$2,460/mo
Today · 4.125%
HK$95,289
baseline
▲ 0.50% · 4.625%
HK$100,311
+HK$5,022/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,578/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,453 · Scale 2, in force from 26 Feb 2026)