LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,149
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,553
−HK$1,427/mo
Today · 4.125%
HK$47,980
baseline
▲ 0.50% · 4.625%
HK$50,899
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,960/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,227
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,574
−HK$1,367/mo
Today · 4.125%
HK$52,941
baseline
▲ 0.50% · 4.625%
HK$55,732
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,882/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,178
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,864
−HK$1,712/mo
Today · 4.125%
HK$57,576
baseline
▲ 0.50% · 4.625%
HK$61,079
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,152/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,273
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,889
−HK$1,640/mo
Today · 4.125%
HK$63,529
baseline
▲ 0.50% · 4.625%
HK$66,878
+HK$3,349/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,058/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,208
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,174
−HK$1,998/mo
Today · 4.125%
HK$67,172
baseline
▲ 0.50% · 4.625%
HK$71,259
+HK$4,087/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,344/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,318
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,204
−HK$1,913/mo
Today · 4.125%
HK$74,117
baseline
▲ 0.50% · 4.625%
HK$78,024
+HK$3,907/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,234/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,268
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,795
−HK$2,569/mo
Today · 4.125%
HK$86,364
baseline
▲ 0.50% · 4.625%
HK$91,619
+HK$5,255/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,728/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,409
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,834
−HK$2,460/mo
Today · 4.125%
HK$95,294
baseline
▲ 0.50% · 4.625%
HK$100,317
+HK$5,023/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,588/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,493 · Scale 2, in force from 26 Feb 2026)