LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,149
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$46,553
−HK$1,427/mo
Today · 4.125%
HK$47,980
baseline
▲ 0.50% · 4.625%
HK$50,899
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,960/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,228
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$51,575
−HK$1,366/mo
Today · 4.125%
HK$52,941
baseline
▲ 0.50% · 4.625%
HK$55,732
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,882/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,179
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,864
−HK$1,712/mo
Today · 4.125%
HK$57,576
baseline
▲ 0.50% · 4.625%
HK$61,079
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,152/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,273
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,890
−HK$1,639/mo
Today · 4.125%
HK$63,529
baseline
▲ 0.50% · 4.625%
HK$66,878
+HK$3,349/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,058/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,208
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,174
−HK$1,998/mo
Today · 4.125%
HK$67,172
baseline
▲ 0.50% · 4.625%
HK$71,259
+HK$4,087/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,344/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,319
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,204
−HK$1,914/mo
Today · 4.125%
HK$74,118
baseline
▲ 0.50% · 4.625%
HK$78,025
+HK$3,907/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,236/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,268
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,796
−HK$2,568/mo
Today · 4.125%
HK$86,364
baseline
▲ 0.50% · 4.625%
HK$91,619
+HK$5,255/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,728/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,410
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,834
−HK$2,460/mo
Today · 4.125%
HK$95,294
baseline
▲ 0.50% · 4.625%
HK$100,317
+HK$5,023/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,588/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,495 · Scale 2, in force from 26 Feb 2026)