LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,153
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,558
−HK$1,427/mo
Today · 4.125%
HK$47,985
baseline
▲ 0.50% · 4.625%
HK$50,904
+HK$2,919/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,970/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,232
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,580
−HK$1,366/mo
Today · 4.125%
HK$52,946
baseline
▲ 0.50% · 4.625%
HK$55,737
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,892/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,184
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,869
−HK$1,713/mo
Today · 4.125%
HK$57,582
baseline
▲ 0.50% · 4.625%
HK$61,085
+HK$3,503/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,164/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,279
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,896
−HK$1,640/mo
Today · 4.125%
HK$63,536
baseline
▲ 0.50% · 4.625%
HK$66,885
+HK$3,349/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,072/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,214
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,181
−HK$1,997/mo
Today · 4.125%
HK$67,178
baseline
▲ 0.50% · 4.625%
HK$71,266
+HK$4,088/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,356/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,325
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,211
−HK$1,914/mo
Today · 4.125%
HK$74,125
baseline
▲ 0.50% · 4.625%
HK$78,032
+HK$3,907/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,250/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,276
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,804
−HK$2,568/mo
Today · 4.125%
HK$86,372
baseline
▲ 0.50% · 4.625%
HK$91,628
+HK$5,256/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,744/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,418
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,843
−HK$2,460/mo
Today · 4.125%
HK$95,303
baseline
▲ 0.50% · 4.625%
HK$100,327
+HK$5,024/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,606/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,567 · Scale 2, in force from 26 Feb 2026)