LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,156
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,561
−HK$1,427/mo
Today · 4.125%
HK$47,988
baseline
▲ 0.50% · 4.625%
HK$50,908
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,976/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,236
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,583
−HK$1,367/mo
Today · 4.125%
HK$52,950
baseline
▲ 0.50% · 4.625%
HK$55,741
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,900/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,187
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,873
−HK$1,712/mo
Today · 4.125%
HK$57,585
baseline
▲ 0.50% · 4.625%
HK$61,089
+HK$3,504/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,170/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,283
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,900
−HK$1,640/mo
Today · 4.125%
HK$63,540
baseline
▲ 0.50% · 4.625%
HK$66,889
+HK$3,349/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,080/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,219
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,185
−HK$1,998/mo
Today · 4.125%
HK$67,183
baseline
▲ 0.50% · 4.625%
HK$71,271
+HK$4,088/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,366/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,330
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,216
−HK$1,914/mo
Today · 4.125%
HK$74,130
baseline
▲ 0.50% · 4.625%
HK$78,037
+HK$3,907/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,260/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,281
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,809
−HK$2,569/mo
Today · 4.125%
HK$86,378
baseline
▲ 0.50% · 4.625%
HK$91,634
+HK$5,256/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,756/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,424
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,849
−HK$2,461/mo
Today · 4.125%
HK$95,310
baseline
▲ 0.50% · 4.625%
HK$100,334
+HK$5,024/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,620/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,616 · Scale 2, in force from 26 Feb 2026)