LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,158
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,563
−HK$1,427/mo
Today · 4.125%
HK$47,990
baseline
▲ 0.50% · 4.625%
HK$50,910
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,980/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,238
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,586
−HK$1,366/mo
Today · 4.125%
HK$52,952
baseline
▲ 0.50% · 4.625%
HK$55,744
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,904/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,190
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,712/mo
Today · 4.125%
HK$57,588
baseline
▲ 0.50% · 4.625%
HK$61,092
+HK$3,504/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,176/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,286
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,903
−HK$1,640/mo
Today · 4.125%
HK$63,543
baseline
▲ 0.50% · 4.625%
HK$66,892
+HK$3,349/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,086/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,222
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$65,188
−HK$1,998/mo
Today · 4.125%
HK$67,186
baseline
▲ 0.50% · 4.625%
HK$71,274
+HK$4,088/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,372/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,334
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,220
−HK$1,913/mo
Today · 4.125%
HK$74,133
baseline
▲ 0.50% · 4.625%
HK$78,041
+HK$3,908/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,266/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,285
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,814
−HK$2,568/mo
Today · 4.125%
HK$86,382
baseline
▲ 0.50% · 4.625%
HK$91,639
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,764/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,429
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,854
−HK$2,460/mo
Today · 4.125%
HK$95,314
baseline
▲ 0.50% · 4.625%
HK$100,339
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,628/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,654 · Scale 2, in force from 26 Feb 2026)