LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,159
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,563
−HK$1,428/mo
Today · 4.125%
HK$47,991
baseline
▲ 0.50% · 4.625%
HK$50,911
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,982/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,239
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,586
−HK$1,367/mo
Today · 4.125%
HK$52,953
baseline
▲ 0.50% · 4.625%
HK$55,744
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,906/mo (50% DSR)
Upfront cash ≈ HK$10.64M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,190
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,876
−HK$1,713/mo
Today · 4.125%
HK$57,589
baseline
▲ 0.50% · 4.625%
HK$61,093
+HK$3,504/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,178/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,286
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,903
−HK$1,640/mo
Today · 4.125%
HK$63,543
baseline
▲ 0.50% · 4.625%
HK$66,893
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,086/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,222
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,189
−HK$1,998/mo
Today · 4.125%
HK$67,187
baseline
▲ 0.50% · 4.625%
HK$71,275
+HK$4,088/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,374/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,334
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,220
−HK$1,914/mo
Today · 4.125%
HK$74,134
baseline
▲ 0.50% · 4.625%
HK$78,042
+HK$3,908/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,268/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,286
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,814
−HK$2,569/mo
Today · 4.125%
HK$86,383
baseline
▲ 0.50% · 4.625%
HK$91,639
+HK$5,256/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$172,766/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,429
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,855
−HK$2,460/mo
Today · 4.125%
HK$95,315
baseline
▲ 0.50% · 4.625%
HK$100,339
+HK$5,024/mo
Deposit HK$1.98M · loan HK$17.82M · min. income ≈ HK$190,630/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,659 · Scale 2, in force from 26 Feb 2026)