LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,163
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,568
−HK$1,427/mo
Today · 4.125%
HK$47,995
baseline
▲ 0.50% · 4.625%
HK$50,916
+HK$2,921/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,990/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,243
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,591
−HK$1,367/mo
Today · 4.125%
HK$52,958
baseline
▲ 0.50% · 4.625%
HK$55,749
+HK$2,791/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,916/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,196
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,881
−HK$1,713/mo
Today · 4.125%
HK$57,594
baseline
▲ 0.50% · 4.625%
HK$61,099
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,188/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,292
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,909
−HK$1,640/mo
Today · 4.125%
HK$63,549
baseline
▲ 0.50% · 4.625%
HK$66,899
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,098/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,228
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,195
−HK$1,998/mo
Today · 4.125%
HK$67,193
baseline
▲ 0.50% · 4.625%
HK$71,282
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,386/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,341
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,227
−HK$1,914/mo
Today · 4.125%
HK$74,141
baseline
▲ 0.50% · 4.625%
HK$78,049
+HK$3,908/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,282/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,293
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,822
−HK$2,569/mo
Today · 4.125%
HK$86,391
baseline
▲ 0.50% · 4.625%
HK$91,648
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,782/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,438
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,864
−HK$2,460/mo
Today · 4.125%
HK$95,324
baseline
▲ 0.50% · 4.625%
HK$100,349
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,648/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,730 · Scale 2, in force from 26 Feb 2026)