LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,164
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,568
−HK$1,428/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,916
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,244
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,591
−HK$1,367/mo
Today · 4.125%
HK$52,958
baseline
▲ 0.50% · 4.625%
HK$55,750
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,916/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,196
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,882
−HK$1,713/mo
Today · 4.125%
HK$57,595
baseline
▲ 0.50% · 4.625%
HK$61,099
+HK$3,504/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,190/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,293
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,910
−HK$1,640/mo
Today · 4.125%
HK$63,550
baseline
▲ 0.50% · 4.625%
HK$66,900
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,100/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,229
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,196
−HK$1,998/mo
Today · 4.125%
HK$67,194
baseline
▲ 0.50% · 4.625%
HK$71,283
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,388/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,342
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,228
−HK$1,914/mo
Today · 4.125%
HK$74,142
baseline
▲ 0.50% · 4.625%
HK$78,050
+HK$3,908/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,284/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,294
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,823
−HK$2,569/mo
Today · 4.125%
HK$86,392
baseline
▲ 0.50% · 4.625%
HK$91,649
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,784/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,439
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,865
−HK$2,460/mo
Today · 4.125%
HK$95,325
baseline
▲ 0.50% · 4.625%
HK$100,350
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,650/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,738 · Scale 2, in force from 26 Feb 2026)