LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,165
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,570
−HK$1,427/mo
Today · 4.125%
HK$47,997
baseline
▲ 0.50% · 4.625%
HK$50,918
+HK$2,921/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,994/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,246
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,593
−HK$1,367/mo
Today · 4.125%
HK$52,960
baseline
▲ 0.50% · 4.625%
HK$55,752
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,920/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,198
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,884
−HK$1,713/mo
Today · 4.125%
HK$57,597
baseline
▲ 0.50% · 4.625%
HK$61,101
+HK$3,504/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,194/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,295
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,912
−HK$1,640/mo
Today · 4.125%
HK$63,552
baseline
▲ 0.50% · 4.625%
HK$66,902
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,104/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,231
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,198
−HK$1,998/mo
Today · 4.125%
HK$67,196
baseline
▲ 0.50% · 4.625%
HK$71,285
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$134,392/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,344
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,230
−HK$1,914/mo
Today · 4.125%
HK$74,144
baseline
▲ 0.50% · 4.625%
HK$78,052
+HK$3,908/mo
Deposit HK$5.94M · loan HK$13.86M · min. income ≈ HK$148,288/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,297
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,826
−HK$2,569/mo
Today · 4.125%
HK$86,395
baseline
▲ 0.50% · 4.625%
HK$91,652
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,790/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,442
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,868
−HK$2,460/mo
Today · 4.125%
HK$95,328
baseline
▲ 0.50% · 4.625%
HK$100,353
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,656/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,762 · Scale 2, in force from 26 Feb 2026)