LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,166
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,571
−HK$1,427/mo
Today · 4.125%
HK$47,998
baseline
▲ 0.50% · 4.625%
HK$50,919
+HK$2,921/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,996/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,247
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,594
−HK$1,367/mo
Today · 4.125%
HK$52,961
baseline
▲ 0.50% · 4.625%
HK$55,753
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,922/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,199
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,885
−HK$1,713/mo
Today · 4.125%
HK$57,598
baseline
▲ 0.50% · 4.625%
HK$61,103
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,196/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,296
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,913
−HK$1,641/mo
Today · 4.125%
HK$63,554
baseline
▲ 0.50% · 4.625%
HK$66,904
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,108/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,232
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,199
−HK$1,999/mo
Today · 4.125%
HK$67,198
baseline
▲ 0.50% · 4.625%
HK$71,286
+HK$4,088/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,396/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,345
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,232
−HK$1,914/mo
Today · 4.125%
HK$74,146
baseline
▲ 0.50% · 4.625%
HK$78,054
+HK$3,908/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,292/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,299
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,828
−HK$2,569/mo
Today · 4.125%
HK$86,397
baseline
▲ 0.50% · 4.625%
HK$91,654
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,794/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,444
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,870
−HK$2,461/mo
Today · 4.125%
HK$95,331
baseline
▲ 0.50% · 4.625%
HK$100,356
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,662/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,779 · Scale 2, in force from 26 Feb 2026)