LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,167
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$46,572
−HK$1,427/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,920
+HK$2,921/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,248
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$51,595
−HK$1,367/mo
Today · 4.125%
HK$52,962
baseline
▲ 0.50% · 4.625%
HK$55,754
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,924/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,200
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,886
−HK$1,713/mo
Today · 4.125%
HK$57,599
baseline
▲ 0.50% · 4.625%
HK$61,104
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$115,198/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,297
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,914
−HK$1,641/mo
Today · 4.125%
HK$63,555
baseline
▲ 0.50% · 4.625%
HK$66,905
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.88M · min. income ≈ HK$127,110/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,234
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,200
−HK$1,999/mo
Today · 4.125%
HK$67,199
baseline
▲ 0.50% · 4.625%
HK$71,288
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,398/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,347
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,233
−HK$1,914/mo
Today · 4.125%
HK$74,147
baseline
▲ 0.50% · 4.625%
HK$78,056
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,294/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,300
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,829
−HK$2,570/mo
Today · 4.125%
HK$86,399
baseline
▲ 0.50% · 4.625%
HK$91,656
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,798/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,446
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$92,871
−HK$2,461/mo
Today · 4.125%
HK$95,332
baseline
▲ 0.50% · 4.625%
HK$100,357
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,664/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,792 · Scale 2, in force from 26 Feb 2026)