LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,169
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,574
−HK$1,428/mo
Today · 4.125%
HK$48,002
baseline
▲ 0.50% · 4.625%
HK$50,922
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$96,004/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,250
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,598
−HK$1,367/mo
Today · 4.125%
HK$52,965
baseline
▲ 0.50% · 4.625%
HK$55,757
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,930/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,203
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,889
−HK$1,713/mo
Today · 4.125%
HK$57,602
baseline
▲ 0.50% · 4.625%
HK$61,107
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$115,204/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,300
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,917
−HK$1,641/mo
Today · 4.125%
HK$63,558
baseline
▲ 0.50% · 4.625%
HK$66,908
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$127,116/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,237
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,204
−HK$1,998/mo
Today · 4.125%
HK$67,202
baseline
▲ 0.50% · 4.625%
HK$71,291
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,404/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,350
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,237
−HK$1,914/mo
Today · 4.125%
HK$74,151
baseline
▲ 0.50% · 4.625%
HK$78,060
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,302/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,304
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,833
−HK$2,570/mo
Today · 4.125%
HK$86,403
baseline
▲ 0.50% · 4.625%
HK$91,660
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,806/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,450
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,876
−HK$2,461/mo
Today · 4.125%
HK$95,337
baseline
▲ 0.50% · 4.625%
HK$100,362
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,674/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,829 · Scale 2, in force from 26 Feb 2026)