LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,171
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,576
−HK$1,428/mo
Today · 4.125%
HK$48,004
baseline
▲ 0.50% · 4.625%
HK$50,924
+HK$2,920/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$96,008/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,252
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,600
−HK$1,367/mo
Today · 4.125%
HK$52,967
baseline
▲ 0.50% · 4.625%
HK$55,759
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,934/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,205
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,891
−HK$1,713/mo
Today · 4.125%
HK$57,604
baseline
▲ 0.50% · 4.625%
HK$61,109
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$115,208/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,303
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,920
−HK$1,641/mo
Today · 4.125%
HK$63,561
baseline
▲ 0.50% · 4.625%
HK$66,911
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$127,122/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,239
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,206
−HK$1,999/mo
Today · 4.125%
HK$67,205
baseline
▲ 0.50% · 4.625%
HK$71,294
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,410/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,353
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,240
−HK$1,914/mo
Today · 4.125%
HK$74,154
baseline
▲ 0.50% · 4.625%
HK$78,063
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,308/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,308
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,837
−HK$2,569/mo
Today · 4.125%
HK$86,406
baseline
▲ 0.50% · 4.625%
HK$91,664
+HK$5,258/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,812/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,454
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,880
−HK$2,461/mo
Today · 4.125%
HK$95,341
baseline
▲ 0.50% · 4.625%
HK$100,367
+HK$5,026/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,682/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,861 · Scale 2, in force from 26 Feb 2026)