LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,171
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,577
−HK$1,427/mo
Today · 4.125%
HK$48,004
baseline
▲ 0.50% · 4.625%
HK$50,925
+HK$2,921/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$96,008/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,253
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,601
−HK$1,367/mo
Today · 4.125%
HK$52,968
baseline
▲ 0.50% · 4.625%
HK$55,760
+HK$2,792/mo
Deposit HK$9.90M · loan HK$9.90M · min. income ≈ HK$105,936/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,206
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,892
−HK$1,713/mo
Today · 4.125%
HK$57,605
baseline
▲ 0.50% · 4.625%
HK$61,110
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$115,210/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,303
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,921
−HK$1,640/mo
Today · 4.125%
HK$63,561
baseline
▲ 0.50% · 4.625%
HK$66,912
+HK$3,351/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$127,122/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,240
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,207
−HK$1,999/mo
Today · 4.125%
HK$67,206
baseline
▲ 0.50% · 4.625%
HK$71,295
+HK$4,089/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,412/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,354
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,241
−HK$1,914/mo
Today · 4.125%
HK$74,155
baseline
▲ 0.50% · 4.625%
HK$78,064
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,310/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,309
−HK$5,098/mo
▼ 0.25% · 3.875%
HK$83,838
−HK$2,569/mo
Today · 4.125%
HK$86,407
baseline
▲ 0.50% · 4.625%
HK$91,665
+HK$5,258/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,814/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,455
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$92,881
−HK$2,461/mo
Today · 4.125%
HK$95,342
baseline
▲ 0.50% · 4.625%
HK$100,368
+HK$5,026/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,684/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,868 · Scale 2, in force from 26 Feb 2026)