LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,173
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,578
−HK$1,428/mo
Today · 4.125%
HK$48,006
baseline
▲ 0.50% · 4.625%
HK$50,927
+HK$2,921/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,012/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,255
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,602
−HK$1,368/mo
Today · 4.125%
HK$52,970
baseline
▲ 0.50% · 4.625%
HK$55,762
+HK$2,792/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,940/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,208
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,894
−HK$1,713/mo
Today · 4.125%
HK$57,607
baseline
▲ 0.50% · 4.625%
HK$61,112
+HK$3,505/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$115,214/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,306
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,923
−HK$1,641/mo
Today · 4.125%
HK$63,564
baseline
▲ 0.50% · 4.625%
HK$66,914
+HK$3,350/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$127,128/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,242
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,210
−HK$1,998/mo
Today · 4.125%
HK$67,208
baseline
▲ 0.50% · 4.625%
HK$71,298
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,416/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,356
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,243
−HK$1,915/mo
Today · 4.125%
HK$74,158
baseline
▲ 0.50% · 4.625%
HK$78,067
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,316/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,312
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,841
−HK$2,570/mo
Today · 4.125%
HK$86,411
baseline
▲ 0.50% · 4.625%
HK$91,668
+HK$5,257/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,822/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,458
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,884
−HK$2,462/mo
Today · 4.125%
HK$95,346
baseline
▲ 0.50% · 4.625%
HK$100,371
+HK$5,025/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,692/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,896 · Scale 2, in force from 26 Feb 2026)