LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,176
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,581
−HK$1,428/mo
Today · 4.125%
HK$48,009
baseline
▲ 0.50% · 4.625%
HK$50,930
+HK$2,921/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,018/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,257
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,605
−HK$1,368/mo
Today · 4.125%
HK$52,973
baseline
▲ 0.50% · 4.625%
HK$55,765
+HK$2,792/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,946/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,211
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,897
−HK$1,713/mo
Today · 4.125%
HK$57,610
baseline
▲ 0.50% · 4.625%
HK$61,116
+HK$3,506/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$115,220/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,309
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,926
−HK$1,641/mo
Today · 4.125%
HK$63,567
baseline
▲ 0.50% · 4.625%
HK$66,918
+HK$3,351/mo
Deposit HK$7.92M · loan HK$11.89M · min. income ≈ HK$127,134/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,246
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,213
−HK$1,999/mo
Today · 4.125%
HK$67,212
baseline
▲ 0.50% · 4.625%
HK$71,302
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,424/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,360
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,247
−HK$1,915/mo
Today · 4.125%
HK$74,162
baseline
▲ 0.50% · 4.625%
HK$78,071
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,324/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,316
−HK$5,099/mo
▼ 0.25% · 3.875%
HK$83,846
−HK$2,569/mo
Today · 4.125%
HK$86,415
baseline
▲ 0.50% · 4.625%
HK$91,674
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,830/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,463
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,890
−HK$2,461/mo
Today · 4.125%
HK$95,351
baseline
▲ 0.50% · 4.625%
HK$100,377
+HK$5,026/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,702/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,937 · Scale 2, in force from 26 Feb 2026)