LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,179
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,584
−HK$1,428/mo
Today · 4.125%
HK$48,012
baseline
▲ 0.50% · 4.625%
HK$50,933
+HK$2,921/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$96,024/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,261
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,609
−HK$1,367/mo
Today · 4.125%
HK$52,976
baseline
▲ 0.50% · 4.625%
HK$55,769
+HK$2,793/mo
Deposit HK$9.91M · loan HK$9.91M · min. income ≈ HK$105,952/mo (50% DSR)
Upfront cash ≈ HK$10.65M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,214
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,901
−HK$1,713/mo
Today · 4.125%
HK$57,614
baseline
▲ 0.50% · 4.625%
HK$61,120
+HK$3,506/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$115,228/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,313
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,930
−HK$1,641/mo
Today · 4.125%
HK$63,571
baseline
▲ 0.50% · 4.625%
HK$66,922
+HK$3,351/mo
Deposit HK$7.93M · loan HK$11.89M · min. income ≈ HK$127,142/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,250
−HK$3,966/mo
▼ 0.25% · 3.875%
HK$65,217
−HK$1,999/mo
Today · 4.125%
HK$67,216
baseline
▲ 0.50% · 4.625%
HK$71,306
+HK$4,090/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$134,432/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,365
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$72,252
−HK$1,915/mo
Today · 4.125%
HK$74,167
baseline
▲ 0.50% · 4.625%
HK$78,076
+HK$3,909/mo
Deposit HK$5.94M · loan HK$13.87M · min. income ≈ HK$148,334/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,321
−HK$5,100/mo
▼ 0.25% · 3.875%
HK$83,851
−HK$2,570/mo
Today · 4.125%
HK$86,421
baseline
▲ 0.50% · 4.625%
HK$91,680
+HK$5,259/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$172,842/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,469
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$92,896
−HK$2,461/mo
Today · 4.125%
HK$95,357
baseline
▲ 0.50% · 4.625%
HK$100,383
+HK$5,026/mo
Deposit HK$1.98M · loan HK$17.83M · min. income ≈ HK$190,714/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$742,986 · Scale 2, in force from 26 Feb 2026)